Enact Holdings, Inc. (ACT) Q3 2025 Earnings Call Transcript

Enact Holdings, Inc. ( ACT ) Q3 2025 Earnings Call November 6, 2025 8:00 AM EST Company Participants Daniel Kohl - Vice President of Investor Relations Rohit Gupta - President, CEO & Director Hardin Mitchell - Executive VP, CFO & Treasurer Conference Call Participants Bose George - Keefe, Bruyette, & Woods, Inc., Research Division Richard Shane - JPMorgan Chase & Co, Research Division Presentation Operator Hello, and welcome to Enact's Third Quarter 2025 Earnings Call. Please be advised that today's conference is being recorded.

Seeking Alpha • Nov 6, 2025

Enact Reports Third Quarter 2025 Results & Announces $0.21 per Share Quarterly Dividend

GAAP Net Income of $163 million , or $1.10 per diluted share Adjusted Operating Income of $166 million , or $1.12 per diluted share Return on Equity of 12.4% and Adjusted Operating Return on Equity of 12.6% Primary Insurance in-force of $272 billion , a 2% year-over-year increase PMIERs Sufficiency of 162% or approximately $1.9 billion Book Value Per Share of $36.53 and Book Value Per Share excluding AOCI of $36.82 Increased Full-Year Capital Return Guidance to approximately $500 million

GlobeNewsWire • Nov 5, 2025

Enact Holdings, Inc. (ACT) Matches Q3 Earnings Estimates

Enact Holdings, Inc. (ACT) came out with quarterly earnings of $1.12 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $1.16 per share a year ago.

Zacks Investment Research • Nov 5, 2025

Enact Mortgage Insurance Enters Into a Forward XOL Reinsurance Transaction as Part of its Diversified Credit Risk Transfer Program

Secures approximately $170 million of excess of loss reinsurance coverage from a panel of third-party reinsurance providers Secures approximately $170 million of excess of loss reinsurance coverage from a panel of third-party reinsurance providers

GlobeNewsWire • Oct 30, 2025

Analysts Estimate Enact Holdings, Inc. (ACT) to Report a Decline in Earnings: What to Look Out for

Enact Holdings (ACT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research • Oct 29, 2025

Enact to Host Third Quarter 2025 Earnings Call November 6th

RALEIGH, N.C., Oct. 09, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) announced it will issue its third quarter earnings release after the market closes on November 5, 2025. Enact will host a conference call to review third quarter 2025 financial results on November 6, 2025, at 8:00 a.m. (ET).

GlobeNewsWire • Oct 9, 2025

Enact Announces Closing of New $435 Million Revolving Credit Facility

RALEIGH, N.C., Oct. 01, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) today announced that it has entered into a new $435 million five-year senior unsecured revolving credit facility (the “Credit Facility”) effective September 30, 2025. This Credit Facility replaces the previous $200 million senior unsecured revolving credit facility.

GlobeNewsWire • Oct 1, 2025

Enact Mortgage Insurance Enters into Quota Share Reinsurance Agreement

RALEIGH, N.C., Sept. 25, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact), a leading provider of private mortgage insurance through its insurance subsidiaries, today announced that its flagship legal entity, Enact Mortgage Insurance Corporation, has entered into a quota share reinsurance agreement with a broad panel of reinsurers each currently rated “A-” or better by Standard & Poor's (“S&P”) or A.M.

GlobeNewsWire • Sep 25, 2025

AM Best Revises Outlooks to Positive for Enact Holdings, Inc. and Certain Operating Subsidiaries

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a-” (Excellent) of the following operating subsidiaries of Enact Holdings, Inc. (EHI) (Delaware) [Nasdaq: ACT]: Enact Mortgage Insurance Corporation (EMIC) and Enact Mortgage Insurance Corporation of North Carolina (EMIC-NC) (collectively referred to as the Enact U.S.-domiciled comp.

Business Wire • Sep 18, 2025

Enact Receives Ratings Upgrade from Moody's

Fourth Moody's Upgrade Since IPO Reflects Enact's Financial Discipline and Capital Strength Fourth Moody's Upgrade Since IPO Reflects Enact's Financial Discipline and Capital Strength

GlobeNewsWire • Aug 7, 2025