Community Financial System: NIM Expansion Continues To Power Healthy Earnings Growth

Community Financial System continues to benefit from an expanding net interest margin, driving strong operating leverage and earnings growth. Asset repricing should support further NIM and net interest income expansion, with significant upside from maturing low-yield securities. Credit quality hasn't shown any signs of deterioration, with net charge-offs still low and delinquencies stable.

Seeking Alpha • Nov 13, 2025

Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A.

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank, N.A. Completes Acquisition of Seven Former Santander Bank, N.A. Branches in Allentown, Pennsylvania Area.

Business Wire • Nov 10, 2025

Community Financial System, Inc. (CBU) Q3 2025 Earnings Call Transcript

Community Financial System, Inc. (NYSE:CBU ) Q3 2025 Earnings Call October 21, 2025 11:00 AM EDT Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & CFO Conference Call Participants Stephen Moss Christopher O'Connell - Keefe, Bruyette, & Woods, Inc., Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good day, and welcome to the Community Financial Systems Inc.'s Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note that this event is being recorded, and discussion may contain forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations estimates and projections about the industry, markets and economic environment in which the company operates.

Seeking Alpha • Oct 21, 2025

Community Financial System, Inc. Reports Third Quarter 2025 Results

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Third Quarter 2025 Results.

Business Wire • Oct 21, 2025

Here's What Key Metrics Tell Us About Community Financial (CBU) Q3 Earnings

Although the revenue and EPS for Community Financial (CBU) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Zacks Investment Research • Oct 21, 2025

Community Financial System (CBU) Q3 Earnings Surpass Estimates

Community Financial System (CBU) came out with quarterly earnings of $1.04 per share, beating the Zacks Consensus Estimate of $1.03 per share. This compares to earnings of $0.83 per share a year ago.

Zacks Investment Research • Oct 21, 2025

Community Financial System, Inc. Announces Quarterly Dividend

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Quarterly Dividend.

Business Wire • Oct 15, 2025

Largest U.S. Banks Lead Sector Market Performance In September

Although most of the US banking sector traded down in September, the Big Four banks bucked the trend, propping up the market-cap weighted index. Each of the four US banks with more than $1 trillion in total assets as of June 30 posted positive total returns in September.

Seeking Alpha • Oct 4, 2025

Community Financial System Announces Third Quarter 2025 Earnings Conference Call

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System Announces Third Quarter 2025 Earnings Conference Call.

Business Wire • Sep 22, 2025

Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director

SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Appoints John A. Vaccaro as New Independent Director.

Business Wire • Sep 17, 2025