Financial Institutions, Inc. Announces Completion of $80.0 Million Private Placement of Subordinated Notes

WARSAW, N.Y., Dec. 11, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, today announced completion of a private placement of $80.0 million in aggregate principal amount of fixed-to-floating rate subordinated notes due 2035 (the “Notes”) to qualified institutional buyers and accredited institutional investors.

GlobeNewsWire • Dec 11, 2025

Financial Institutions Is Still Worth Banking On

Financial Institutions (FISI) remains undervalued despite improved fundamentals, with shares trading at attractive valuation multiples compared to peers. FISI's profitability and asset quality have strengthened, with net income rising and return on equity outperforming most competitors. Some concerns persist, such as elevated uninsured deposit exposure and slightly higher non-performing loan ratios, though both metrics are improving.

Seeking Alpha • Dec 7, 2025

Financial Institutions, Inc. Announces Quarterly Cash Dividend

WARSAW, N.Y., Nov. 17, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (Nasdaq: FISI) (the “Company”), parent company of Five Star Bank and Courier Capital, LLC, announced that on November 14, 2025, its Board of Directors approved a quarterly cash dividend of $0.31 per outstanding common share.

GlobeNewsWire • Nov 17, 2025

Financial Institutions, Inc. (FISI) Q3 2025 Earnings Call Transcript

Financial Institutions, Inc. (NASDAQ:FISI ) Q3 2025 Earnings Call October 24, 2025 8:30 AM EDT Company Participants Kate Croft - Director of Investor & External Relations Martin Birmingham - President, CEO & Director Jack Plants - Executive VP, CFO & Treasurer Conference Call Participants Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Hello, everyone, and thank you for joining the Financial Institutions, Inc. Third Quarter 2025 Earnings Call. My name is Lucy, and I'll be coordinating your call today.

Seeking Alpha • Oct 24, 2025

Financial Institutions, Inc. Reports Third Quarter 2025 Results, Including Net Income Available to Common Shareholders of $20.1 million, or $0.99 per Diluted Share

WARSAW, N.Y., Oct. 23, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the "Company," "we" or "us"), parent company of Five Star Bank (the "Bank") and Courier Capital, LLC ("Courier Capital"), today reported financial and operational results for the third quarter ended September 30, 2025, that reflect strong performance by each of the Company's commercial banking, consumer banking and wealth management business lines.

GlobeNewsWire • Oct 23, 2025

Financial Institutions, Inc. Schedules Third Quarter 2025 Earnings Release and Conference Call

WARSAW, N.Y., Oct. 01, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for the third quarter ending September 30, 2025 after the market closes on October 23, 2025.

GlobeNewsWire • Oct 1, 2025

Financial Institutions, Inc. Announces New Share Repurchase Program

WARSAW, N.Y., Sept. 22, 2025 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, today announced that its Board of Directors (the “Board”) has approved a new share repurchase program for up to 1,006,379 shares of its common stock, or approximately 5% of the Company's outstanding common shares.

GlobeNewsWire • Sep 22, 2025

Financial Institutions, Inc. (FISI) Q2 2025 Earnings Call Transcript

Financial Institutions, Inc. (NASDAQ:FISI ) Q2 2025 Earnings Conference Call July 25, 2025 8:30 AM ET Company Participants Kate Croft - Director of Investor & External Relations Martin K. Birmingham - President, CEO & Director William Jack Plants - Executive VP, CFO & Treasurer Conference Call Participants Damon Paul DelMonte - Keefe, Bruyette, & Woods, Inc., Research Division Operator Hello, everyone, and thank you for joining the Financial Institutions, Inc. Second Quarter 2025 Earnings Call.

Seeking Alpha • Jul 25, 2025

Financial Institutions: The Picture Looks Better Now (Rating Upgrade)

I initially downgraded Financial Institutions due to mixed financial performance and valuation concerns, but recent improvements justify upgrading it to a soft 'buy'. The company's balance sheet has strengthened, with increases in loans and deposits, and improved asset quality, despite reliance on brokered deposits. Mixed income statement results show a drop in net interest income, but net profits surged due to the absence of last year's significant deposit-related charge-off.

Seeking Alpha • May 18, 2025

Financial Institutions, Inc. (FISI) Q1 2025 Earnings Call Transcript

Financial Institutions, Inc. (NASDAQ:FISI ) Q1 2025 Results Conference Call April 29, 2025 9:00 AM ET Company Participants Kate Croft - Director of IR Marty Birmingham - President and CEO Jack Plants - CFO Conference Call Participants Frank Schiraldi - Piper Sandler Damon DelMonte - KBW Operator Hello, everyone, and thank you for joining the Financial Institutions, Inc. First Quarter 2025 Earnings Call. My name is Lucy, and I will be coordinating your call today.

Seeking Alpha • Apr 29, 2025