FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

HICKSVILLE, N.Y., Feb. 12, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

PRNewsWire • Feb 12, 2026

Flagstar Bank, National Association (FLG) Presents at Bank of America Financial Services Conference 2026 Transcript

Flagstar Bank, National Association (FLG) Presents at Bank of America Financial Services Conference 2026 Transcript

Seeking Alpha • Feb 11, 2026

Top 5 Businesses We Own - Q4 2025

BLDR declined 28% in 2025 amidst weakness in the housing market and as new home starts pressured sentiment. Tidewater serves the energy industry by transporting crew and supplies, towing and anchoring drillships and supporting offshore construction projects. HCC's existing mines should generate $100-$350MM in annual free cash flow (assuming lower for longer met coal prices).

Seeking Alpha • Feb 9, 2026

FLAGSTAR BANK, N.A. TO PARTICIPATE AT THE BANK OF AMERICA SECURITIES 2026 FINANCIAL SERVICES CONFERENCE

HICKSVILLE, N.Y., Feb. 3, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

PRNewsWire • Feb 3, 2026

Flagstar Financial Q4 Earnings Beat, NII Rises Y/Y, Expenses Fall

FLG beat Q4 earnings estimates as NII rises and credit costs plunge, but lower non-interest income and shrinking balances weigh on the results.

Zacks Investment Research • Feb 2, 2026

Flagstar Bank, National Association (FLG) Q4 2025 Earnings Call Transcript

Flagstar Bank, National Association (FLG) Q4 2025 Earnings Call Transcript

Seeking Alpha • Jan 30, 2026

Flagstar Bank (FLG) Q4 Earnings and Revenues Beat Estimates

Flagstar Bank (FLG) came out with quarterly earnings of $0.06 per share, beating the Zacks Consensus Estimate of $0.03 per share. This compares to a loss of $0.34 per share a year ago.

Zacks Investment Research • Jan 30, 2026

Flagstar Bank (FLG) Reports Q4 Earnings: What Key Metrics Have to Say

The headline numbers for Flagstar Bank (FLG) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research • Jan 30, 2026

FLAGSTAR BANK RETURNS TO PROFITABILITY IN FOURTH QUARTER 2025 REPORTING NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.05 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.06 PER DILUTED SHARE

CONTINUED MOMENTUM IN C&I LENDING WITH COMMITMENTS UP 28% TO $3 BILLION AND ORIGINATIONS UP 22% TO $2.1 BILLION; TOTAL C&I LOANS UP $343 MILLION OR 2% COMPARED TO PRIOR QUARTER, DRIVEN BY GROWTH IN KEY STRATEGIC FOCUS AREAS NET INTEREST MARGIN UP 23 BASIS POINTS TO 2.14% QUARTER-OVER-QUARTER; AS ADJUSTED UP 14 BASIS POINT S TO 2.05% AS COST OF FUNDS DECLINED CREDIT QUALITY IMPROVED AS NON-ACCRUAL LOANS DECLINED 8% COMPARED TO PRIOR QUARTER WHILE PROVISION DECLINED 92% AND NET CHARGE-OFFS IMPROVED TO 0.30% OF AVERAGE LOANS FURTHER REDUCTION IN CRE EXPOSURE WITH CRE PAR PAYOFFS OF $1.8 BILLION, INCLUDING 50% IN SUBSTANDARD AND A CRE CONCENTRATION RATIO OF 381% COMPARED TO 405% IN PRIOR QUARTER STRONG EXPENSE MANAGEMENT WITH OPERATING EXPENSES DOWN 3% COMPARED TO PRIOR QUARTER AND DOWN 26% IN FULL-YEAR 2025 Fourth Quarter 2025 Summary Asset Quality Loans and Deposits Criticized/Classified loans declined $330 million or 2% vs. Q3'25 and $2.9 billion or 19% since December 31, 2024 Non-accrual loans decreased $267 million or 8% vs.

PRNewsWire • Jan 30, 2026

Flagstar Bank's Turnaround Strategy Is In Full Swing

Flagstar Bank remains a speculative "Buy" as its turnaround strategy shows early signs of traction despite ongoing net losses and a shrinking balance sheet. Management's deliberate reduction of high-cost brokered deposits and asset repositioning have improved net interest margin and delivered a surprise Q4 profit. FLG trades at the lowest price-to-book among peers, reflecting ongoing asset quality concerns and below-peer returns on assets and equity.

Seeking Alpha • Jan 30, 2026