Nu Holdings: A Top Fintech Pick For 2026

Nu Holdings demonstrates strong growth momentum, adding over 17M new customers in Q3. Revenues soared 42% year-over-year. The Fintech has a superior growth profile and a low valuation relative to other Fintechs, making it an attractive long-term revaluation play. NU is seeing improving monetization in its core market, Brazil. The Fintech is set to go on the offensive in 2026 by pursuing a bank license.

Seeking Alpha • Dec 12, 2025

3 Growth Stocks to Invest $1,000 in Right Now

Alphabet is in an excellent position to capitalize on the ongoing artificial intelligence boom. Nu Holdings leverages technology to reach previously unbanked populations in Latin America.

The Motley Fool • Dec 11, 2025

Nubank CEO: U.S. can learn a lot from Brazil on digitalization in payments

David Velez, Nubank CEO, joins 'Squawk Box' to discuss the company's expansion plans, competitors in the U.S. market and much more.

CNBC Television • Dec 10, 2025

These Could Be 3 of the Best Stocks to Own in 2026

Alphabet has many tech-driven businesses and a vast moat in its search engine traffic. Nu is adding new locations to its platform.

The Motley Fool • Dec 10, 2025

Nu Holdings: The Next Chapter After Brazilian Dominance

Nu Holdings dominates Brazil's underbanked, high-fee banking oligopoly with a differentiated, tech-driven model. NU's model delivers superior economics, including wide unit margins, a best-in-class efficiency ratio, and consistently high ROE driven by low-cost deposits and data-driven underwriting. The core strategic priority is to replicate Brazil's playbook in Mexico and Colombia, two large underpenetrated markets with similar structural banking gaps.

Seeking Alpha • Dec 10, 2025

Nu Holdings: Market Skepticism Persists

Nu Holdings is delivering 40% FXN revenue growth but trades at a substantial discount to its growth profile. The fintech's profitability is exceptional, with a 33% ROE, 17.3% NIM, and an efficiency ratio below 28%, outpacing both fintech and traditional banks. Market skepticism centers on perceived loan risk in Latin America, despite manageable delinquency and robust deposit coverage.

Seeking Alpha • Dec 10, 2025

BAP or NU: Which Is the Better Value Stock Right Now?

Investors interested in stocks from the Banks - Foreign sector have probably already heard of Credicorp (BAP) and Nu Holdings Ltd. (NU). But which of these two stocks offers value investors a better bang for their buck right now?

Zacks Investment Research • Dec 10, 2025

Nu Holdings: A Latin American Banking Powerhouse Still In Early Growth Mode

Nu Holdings remains a Strong Buy with a $19 price target, implying 14% upside and market outperformance. Q3 2025 results delivered 42% revenue growth and 45% EPS growth, both exceeding analyst expectations. NU's high-double-digit margins, robust customer growth, and low-leverage capital structure support the bullish thesis and multiple expansion.

Seeking Alpha • Dec 9, 2025

Nu Holdings: Growing Too Fast For Its Valuation To Keep Up

NU's Q3 showed scale turning into a structural advantage, with 127M customers, rising ARPAC and industry-leading efficiency that allows the company to grow without adding operational friction. Revenue and net income grew sharply, supported by strong credit discipline and a healthier funding base, reinforcing NU's transition from high-growth fintech to a fully profitable digital bank. Forward valuation compresses meaningfully as EPS grows around 40%YoY, making current multiples look less like a premium and more like a temporary effect of rapid fundamental expansion.

Seeking Alpha • Dec 9, 2025

Should You Buy Nu Holdings While It's Below $20?

Nu has achieved tremendous success by leveraging technology to capture the banking opportunity in Latin America. The company's incredible unit economics support its profitability, as net income continues to soar.

The Motley Fool • Dec 8, 2025