Preferred Bank Provides Update on Loan Relationship

LOS ANGELES, Feb. 23, 2026 (GLOBE NEWSWIRE) -- Preferred Bank (NASDAQ: PFBC), (“the Bank”), an independent commercial bank, provided an update on a large loan relationship. In the fourth quarter of 2025, the Bank announced that it had downgraded a large relationship totaling $2.0 million in commercial and industrial (C&I) loans and $115.6 million of real estate loans to substandard classification. Due to the principals of the relationship being involved in several complicated lawsuits with other banks which caused sluggish cash flow and unacceptable payment patterns, the Bank is now further reclassifying these loans to nonaccrual status.

GlobeNewsWire • Feb 23, 2026

Why Preferred Bank (PFBC) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Preferred Bank (PFBC) have what it takes?

Zacks Investment Research • Jan 23, 2026

Preferred Bank (PFBC) Q4 2025 Earnings Call Transcript

Preferred Bank (PFBC) Q4 2025 Earnings Call Transcript

Seeking Alpha • Jan 22, 2026

Preferred Bank Reports Fourth Quarter Results

LOS ANGELES, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Preferred Bank (NASDAQ: PFBC), one of the larger independent California banks, today reported results for the quarter ended December 31, 2025. Preferred Bank (“the Bank”) reported net income of $34.8 million or $2.79 per diluted share for the fourth quarter of 2025. This represents a decrease in net income of $1.1 million from the prior quarter and an increase of $4.6 million over the same quarter last year. The increase compared to last year was primarily due to an occupancy charge of $8.1 million recorded in the fourth quarter of 2024 related to a correction in the adoption of ASC 842, Lease Accounting. The decrease in net income from the prior quarter was due to an increase in the provision for credit losses of $1.8 million and a decrease in net interest income of $1.3 million. The primary reason for the decrease in net interest income was due to the decline in market interest rates. The Bank sold two large OREO properties during the quarter resulting in a gain of $3.6 million, recorded in noninterest income and total OREO expense was $3.5 million for the fourth quarter of 2025.

GlobeNewsWire • Jan 22, 2026

Here's What Key Metrics Tell Us About Preferred Bank (PFBC) Q4 Earnings

The headline numbers for Preferred Bank (PFBC) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research • Jan 22, 2026

Preferred Bank (PFBC) Surpasses Q4 Earnings and Revenue Estimates

Preferred Bank (PFBC) came out with quarterly earnings of $2.79 per share, beating the Zacks Consensus Estimate of $2.78 per share. This compares to earnings of $2.25 per share a year ago.

Zacks Investment Research • Jan 22, 2026

Unlocking Q4 Potential of Preferred Bank (PFBC): Exploring Wall Street Estimates for Key Metrics

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Preferred Bank (PFBC), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended December 2025.

Zacks Investment Research • Jan 21, 2026

Preferred Bank (PFBC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Preferred Bank (PFBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research • Jan 15, 2026

Preferred Bank Announces 2025 Fourth Quarter Earnings Release and Conference Call

LOS ANGELES, Jan. 08, 2026 (GLOBE NEWSWIRE) -- Preferred Bank (NASDAQ: PFBC), one of the larger independent commercial banks in California, today announced plans to release its financial results for the fourth quarter ended December 31, 2025 before the open of market on Thursday, January 22, 2026. That same day, management will host a conference call at 2:00 p.m. Eastern (11:00 a.m. Pacific). The call will be simultaneously broadcast over the Internet.

GlobeNewsWire • Jan 8, 2026

Preferred Bank: Quality On The Cheap

Preferred Bank remains a "Buy" as fundamentals strengthen, with robust deposit and loan growth supporting continued outperformance versus the S&P 500. PFBC's asset quality is exceptional, with a 1.93% ROA and 18.64% ROE, outperforming peers despite higher price-to-book valuations. Net interest income and profitability are rising, though net interest margin contracted and credit loss provisions increased, reflecting some balance sheet lumpiness.

Seeking Alpha • Jan 8, 2026