You Finally Saved $1 Million. The 4% Rule Says Live on $40,000.

You crossed the seven-figure line. The financial planning industry hands you a rule of thumb and a calculator: withdraw 4% in year one, adjust for inflation, and hope the math holds for 30 years.

24/7 Wall Street • Aug 14, 2026

My Near-Perfect $1 Million Retirement Portfolio

The biggest challenge facing retirees is that no investing strategy is fail-proof. I discuss a seven-bucket blueprint - along with specific picks - that should provide an attractive risk-reward profile for retirees looking to support their living expenses over the long-term. This portfolio is designed to generate an attractive current yield and strong, sustainable dividend growth over the long-term.

Seeking Alpha • Aug 14, 2026

The Lumpy Paycheck Trap: How PFF's Variable Distributions Hide a Structural Cost Most Holders Miss

If you own iShares Preferred and Income Securities ETF (NASDAQ:PFF) for the fat monthly check, keep reading.

24/7 Wall Street • Aug 6, 2026

Laid Off at 63 Means Retired, Ready or Not. These 4 ETFs Turn Your Severance Into a Salary

The phone call came on a Tuesday. Twenty-six years with the company, a corner office, and now a severance packet on the kitchen table and a Medicare card that won't arrive for two more years.

24/7 Wall Street • Aug 6, 2026

PFF: This 5.4% Preferred ETF Now Owns AI CapEx Paper And A Bitcoin Proxy, Hold

The iShares Preferred and Income Securities ETF is rated Hold, offering a 5.41% yield from a large, diversified pool of preferred and hybrid securities. PFF's portfolio now includes significant exposure to non-bank credits, notably a 12% perpetual from a bitcoin treasury company and AI-related convertibles, altering its risk profile. Long-term total returns are mediocre, compounding at under 4% annually since 2007, due to callable structures capping upside and leaving downside open.

Seeking Alpha • Aug 5, 2026

Preferred Stock ETFs Pay 6 to 9 Percent, and After Comparing the Three Giants Only One Is Worth Its Fee

Preferred stock ETFs have become a common income vehicle for investors chasing yield above what investment-grade bonds can offer.

24/7 Wall Street • Aug 2, 2026

Turn $400K Into a $2,500 Monthly Paycheck, No Annuity Required. These 4 ETFs Show the Math

You have around $400,000 saved, you want roughly $2,500 landing in your checking account every month, and you have zero interest in handing the money to an insurance company for the rest of your life.

24/7 Wall Street • Jul 27, 2026

Should You Forget Growth ETFs and Invest in Dividend ETFs Instead?

Dividend-paying ETFs can be less volatile in a market pullback. Some dividend ETFs offer a nice mix of income and growth.

The Motley Fool • Jul 24, 2026

Want $10,000 a Year on $100K? This Preferred-Stock Fund Pays It Monthly

Investors who bought the iShares Preferred & Income Securities ETF (NASDAQ:PFF) did so for one reason: steady monthly income from a diversified pool of preferred stocks, without picking individual issues.

24/7 Wall Street • Jul 22, 2026

4 Passive-Income ETFs Built for Long-Term Buy-and-Hold Investors

Most people use traditional stocks and bonds to generate income. Real estate, preferreds, and covered calls can also help.

The Motley Fool • Jul 21, 2026