Simmons First National Deserves Some Flexibility As It Turns Itself Around

Simmons First National Corporation maintains a soft buy rating due to strong profitability improvements and attractive valuation, despite some asset quality concerns. SFNC's net interest margin surged to 3.84%, with net profits more than doubling year-over-year, driven by balance sheet rebalancing and higher-yielding loan growth. The company trades at a forward P/E of 11.5, above the author's ideal but at a discount to book and tangible book value versus peers.

Seeking Alpha • Jun 12, 2026

Simmons First National (SFNC) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes?

Zacks Investment Research • Jun 10, 2026

Simmons Bank Taps Veteran Banker Jim Recer to Lead C&I Strategy in Key Markets

Seasoned commercial banking leader with deep Texas roots to drive  middle-market expansion and strategic initiatives PINE BLUFF, Ark., June 9, 2026 /PRNewswire/ -- Simmons Bank (Simmons), a wholly owned subsidiary of Simmons First National Corporation (NASDAQ: SFNC), announced today that Jim Recer has joined the bank as executive vice president, commercial regional executive.

PRNewsWire • Jun 9, 2026

Simmons First National Corporation Declares $0.215 Per Share Dividend

PINE BLUFF, Ark., May 28, 2026 /PRNewswire/ -- Simmons First National Corporation (NASDAQ: SFNC) (Simmons or Company) announced today that its board of directors has declared a quarterly cash dividend on Simmons' Class A common stock of $0.215 per share, which is payable on July 1, 2026, to shareholders of record as of June 15, 2026.

PRNewsWire • May 28, 2026

Why Simmons First National (SFNC) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes?

Zacks Investment Research • May 7, 2026

Why Simmons First National (SFNC) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes?

Zacks Investment Research • Apr 20, 2026

Simmons First National Corporation (SFNC) Q1 2026 Earnings Call Transcript

Simmons First National Corporation (SFNC) Q1 2026 Earnings Call Transcript

Seeking Alpha • Apr 17, 2026

Simmons First National Corporation Reports First Quarter EPS of $0.47

PINE BLUFF, Ark., April 16, 2026 /PRNewswire/ -- Financial Highlights 1Q26 4Q25 1Q25 1Q26 Highlights Income Statement Summary (in millions) Comparisons reflect 1Q26 vs 4Q25unless otherwise noted   • Net income of $68.5 million and diluted EPS of $0.47 • Adjusted net income1 of $68.6 million and adjusted diluted EPS1 of $0.47 • ROAA of 1.13% and ROE of 8.01% • Adjusted ROAA1 of 1.13%; adjusted ROTCE1 of 13.91% • Total revenue of $241.4 million and PPNR1 of $100.7 million • Net interest margin up 3 bps to 3.84%; cost of deposits down 8 bps to 1.96% • Efficiency ratio of 57.56%; adjusted efficiency ratio1 of 56.16% • Broad based growth drives total loans up 10% annualized • Unfunded commitments up 5% • Total average deposits up 6% annualized • Provision expense exceeded net charge-offs by $5.5 million • NCO ratio at 21 bps for 1Q26; ACL steady at 1.28% Total revenue $  241.4 $  249.0 $209.6 Adjusted total revenue1 241.4 249.0 209.6 Pre-provision net revenue1 (PPNR) 100.7 109.1 65.0 Adjusted pre-provision net revenue1 100.7 110.4 66.0 Provision for credit losses 14.6 15.1 26.8 Net income 68.5 78.1 32.4 Adjusted net income1 68.6 79.0 33.1 Per share Data Diluted earnings $    0.47 $    0.54 $  0.26 Adjusted diluted earnings1 0.47 0.54 0.26 Cash dividend declared 0.2150 0.2125 0.2125 Balance Sheet (in millions) Total loans $17,933 $17,492 $17,094 Total deposits 20,203 20,184 21,685 Total assets 24,693 24,541 26,793 Total shareholders' equity 3,438 3,419 3,531 Asset Quality Net charge-off ratio (NCO ratio) 0.21 % 1.12 % 0.23 % Allowance for credit losses to loans (ACL) 1.28 1.28 1.48 Capital Ratios Equity to assets (EA) ratio 13.92 % 13.93 % 13.18 % Tangible common equity (TCE) ratio1 8.74 8.71 8.34 Common equity tier 1 (CET1) ratio 11.58 11.63 12.21 Total risk-based capital ratio 14.36 14.45 14.59 Other Ratios Return on average assets 1.13 % 1.28 % 0.49 % Adjusted return on average assets1 1.13 1.29 0.50 Return on average common equity 8.01 9.08 3.69 Return on average tangible common equity1 13.90 15.92 6.61 Adj.

PRNewsWire • Apr 16, 2026

Simmons First National (SFNC) Q1 Earnings Meet Estimates

Simmons First National (SFNC) came out with quarterly earnings of $0.47 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.26 per share a year ago.

Zacks Investment Research • Apr 16, 2026

Simmons First National (SFNC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

The headline numbers for Simmons First National (SFNC) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research • Apr 16, 2026