Unity Bancorp, Inc. (UNTY) Shareholder/Analyst Call Prepared Remarks Transcript

Unity Bancorp, Inc. (UNTY) Shareholder/Analyst Call Prepared Remarks Transcript

Seeking Alpha • Apr 23, 2026

Unity Bancorp Reports Quarterly Earnings of $14.3 Million

CLINTON, N.J., April 14, 2026 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, reported net income of $14.3 million, or $1.40 per diluted share, for the quarter ended March 31, 2026, compared to net income of $15.5 million, or $1.52 per diluted share for the quarter ended December 31, 2025.

GlobeNewsWire • Apr 14, 2026

Unity Bancorp (UNTY) Surpasses Q1 Earnings and Revenue Estimates

Unity Bancorp (UNTY) came out with quarterly earnings of $1.4 per share, beating the Zacks Consensus Estimate of $1.37 per share. This compares to earnings of $1.13 per share a year ago.

Zacks Investment Research • Apr 14, 2026

Unity Bancorp Stands Out From The Small-Cap Crowd

Unity Bancorp (UNTY) is rated Buy ahead of Q1 2026 earnings, reflecting sector-driven weakness despite strong company fundamentals. UNTY delivered nearly 40% EPS growth in FY 2025, with robust operational metrics that included a Q4 NIM of 4.60% and ROE of 18%. Non-accrual assets doubled year-over-year, driven by one large commercial mortgage, but management expects minimal loss and close monitoring continues.

Seeking Alpha • Apr 1, 2026

Unity Bancorp Should Enrich Shareholders Moving Forward

Unity Bancorp remains a 'Strong Buy' due to robust fundamentals, expanding margins, and an attractive valuation. Net interest margin reached 4.60% in Q4 2025, significantly above industry averages and continuing to expand. UNTY's asset quality is high, with return on assets at 2.20% and return on equity at 18.08%, both well above peer benchmarks.

Seeking Alpha • Mar 31, 2026

Keep An Eye on These 4 Bank Stocks With Recent Dividend Hikes

Banks like CCBG, RRBI, UNTY and SFNC lifted dividends last week, signaling confidence as investors seek steady income amid a volatile market.

Zacks Investment Research • Mar 2, 2026

Piper Sandler Names Unity Bank a Top Bank Investment Idea for 2026

Firm highlights Unity's loan growth, profitability, and strategic discipline as key drivers of long-term value Firm highlights Unity's loan growth, profitability, and strategic discipline as key drivers of long-term value

GlobeNewsWire • Jan 30, 2026

Unity Bancorp: Kicking Off Regional Bank Earnings Season

Unity Bancorp, Inc. delivered strong Q4 results, with record 2025 EPS and sequential margin expansion. Loans grew 12.6% and deposits rose 10.7% year-over-year, supporting continued balance sheet strength. Asset quality showed minor deterioration tied to a single borrower, but overall remains solid for a regional bank.

Seeking Alpha • Jan 14, 2026

Unity Bancorp Reports Quarterly Earnings of $15.5 Million and Full Year Earnings of $58.0 Million

CLINTON, N.J., Jan. 13, 2026 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, reported net income of $15.5 million, or $1.52 per diluted share, for the quarter ended December 31, 2025, compared to net income of $14.4 million, or $1.41 per diluted share for the quarter ended September 30, 2025.

GlobeNewsWire • Jan 13, 2026

Unity Bancorp Announces Fourth Quarter Dividend

CLINTON, N.J., Nov. 20, 2025 (GLOBE NEWSWIRE) -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, announced that its Board of Directors has declared a cash dividend of $0.15 per common share. Such dividend is payable on December 19, 2025, to shareholders of record as of December 5, 2025.

GlobeNewsWire • Nov 20, 2025