I Can't Imagine Retiring On Dividends Without These 3 Investments

No retirement investing strategy is risk-free, making effective diversification extremely important. I detail three investments that I would not want to retire on dividends without. I detail their pros and cons and how they work together to help me sleep well at night.

Seeking Alpha • Jul 17, 2026

UTG: A Good Way To Get Exposure To Utility Sector Growth

The Reaves Utility Income Fund (UTG) offers a 6.17% yield, significantly higher than sector ETFs, by focusing on utility and select midstream equities. UTG benefits from data center-driven electricity demand, supporting long-term utility sector growth and consistent distribution increases, recently raising its payout in June 2026. The fund avoids bonds, mitigating inflation risk, and has outperformed the Utilities Select Sector Index on a total return basis over the past eleven months.

Seeking Alpha • Jul 14, 2026

The REIT Strategy I Would Use To Retire Today

Retirement income requires more than just high yield. REIT funds may not be the best solution. A balanced REIT portfolio can offer income and growth.

Seeking Alpha • Jul 11, 2026

2 Retirement Income Powerhouses For Inflationary Times

Persistent, structurally elevated inflation necessitates repositioning portfolios toward higher-yielding, inflation-resilient income products. The risk is that on a real portfolio income growth basis, the necessary wealth accumulation (or preservation) won't simply be there. Yet we have to be cognizant of not falling into the other extreme of elevated NAV destruction or dividend cut risks.

Seeking Alpha • Jul 11, 2026

My Income Portfolio-Boosting Returns

The risk-return tradeoff is the financial principle according to which potentially higher returns require accepting higher risk. Risk is the potential for monetary loss or default stemming from market volatility, excessive debt, or unexpected economic downturns. When it comes to volatility, the main culprit is often leverage—the use of borrowed money to fund investments with the goal of multiplying returns.

Seeking Alpha • Jul 6, 2026

Reaves Utility Income Fund Section 19(a) Notice

Statement Pursuant to Section 19(a) of the Investment Company Act of 1940 DENVER, CO / ACCESS Newswire / June 30, 2026 / On June 30, 2026, the Reaves Utility Income Fund (NYSE American:UTG) (the "Fund"), a closed-end sector fund, paid a monthly distribution on its common stock of $0.20 per share to shareholders of record at the close of business on June 17, 2026. The following table sets forth the estimated amount of the sources of distribution for purposes of Section 19 of the Investment Company Act of 1940, as amended, and the related rules adopted thereunder.

Accesswire • Jun 30, 2026

PFN Vs. UTG: The Income Strategy Works When Capital Gains Falter

PIMCO Income Strategy Fund II is rated a Buy for its income-focused strategy and steady distributions, currently yielding 12.7% at a slight NAV discount. Reaves Utility Income Fund is rated Hold due to high valuations in top holdings and potential for capital gains volatility despite recent strong performance. PFN's distributions are well-covered by net investment income, with nearly 100% UNII coverage in the past three months and improving coverage ratios in early 2026.

Seeking Alpha • Jun 24, 2026

Reaves Utility Income Fund Increases Its Monthly Distribution 5% to $0.21 Per Share

DENVER, CO / ACCESS Newswire / June 23, 2026 / Reaves Utility Income Fund (NYSE American:UTG) is pleased to announce today a 5% increase in its annual distribution to $2.52, to be paid monthly at the rate of $0.21 per common share. This is the fourteenth increase of the distribution since the Fund's inception in February 2004.

Accesswire • Jun 23, 2026

Retire With $500,000 Using The Near-Perfect Portfolio Strategy

How much capital you may need for retirement depends on your personal situation and living expenses. We will discuss whether $500,000 is enough to retire. We will discuss how investing in an income-oriented bucket-based strategy enables you to earn a decent income and good growth while lowering the stress from the boom-and-bust cycles of the stock market. The Near-Perfect Portfolio Strategy targets 5% plus income, reduced drawdowns, and market-beating growth through two diversified buckets: a fund-based DGI bucket and a Rotation/Hedging strategy.

Seeking Alpha • Jun 13, 2026

UTG CEF: AI Demand Pull Meets Higher Rate Pressure

Reaves Utility Income Fund remains a solid Hold amid rising rates and AI-driven power demand. AI data center expansion is expected to create multi-year, inelastic demand for electricity, benefiting UTG's power generation holdings. UTG's moderate 19.26% leverage and low 2.09% expense ratio offer relative advantages over peers, despite higher-for-longer rate headwinds.

Seeking Alpha • Jun 12, 2026