The Phoenix Of Port Washington: Waterstone Financial's Sustainable Turnaround

Waterstone Financial (WSBF) has executed a successful turnaround, with both its banking and mortgage segments returning to growth and profitability. WSBF's dual-business model, disciplined expense management, and improved asset quality have driven a sharp rebound in earnings and efficiency ratios. Despite some uncertainty from declining interest rates, WSBF is well-positioned to benefit from sector tailwinds and continued operational improvements.

Seeking Alpha • Nov 4, 2025

WSBF's Q3 Earnings Soar 73% Y/Y on Higher Loan Yield, Stock up 5%

Waterstone Financial reports a 73% YoY surge in Q3 earnings, driven by higher loan yields, margin expansion, and steady asset quality despite lower mortgage originations and declining noninterest income.

Zacks Investment Research • Oct 29, 2025

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Nine Months Ended September 30, 2025

WAUWATOSA, Wis., Oct. 23, 2025 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $7.9 million, or $0.45 per diluted share, for the quarter ended September 30, 2025 compared to $4.7 million, or $0.26 per diluted share, for the quarter ended September 30, 2024. Net income totaled $7.7 million, or $0.43 per diluted share, for the quarter ended June 30, 2025. Net income per diluted share was $1.04 for the nine months ended September 30, 2025 compared to net income per diluted share of $0.72 for the nine months ended September 30, 2024.

GlobeNewsWire • Oct 23, 2025

WSBF Upgraded to Outperform Amid Strong Mortgage Unit, Margin Expansion

Waterstone Financial's rating upgrade reflects a rebound in mortgage operations, expansion of banking margins, and shareholder returns.

Zacks Investment Research • Oct 7, 2025

Waterstone Financial Declares Regular Quarterly Cash Dividend

WAUWATOSA, Wis., Sept. 23, 2025 (GLOBE NEWSWIRE) -- On September 23, 2025, the Board of Directors of Waterstone Financial, Inc. (NASDAQ: WSBF) declared a regular quarterly cash dividend of $0.15 per common share.  The dividend is payable on November 3, 2025, to shareholders of record at the close of business on October 8, 2025.

GlobeNewsWire • Sep 23, 2025

Waterstone Financial's Q2 Earnings Up Y/Y on Community Bank Gains

WSBF posts strong Q2 earnings, driven by robust community banking results and share repurchases, offsetting weakness in mortgage income.

Zacks Investment Research • Jul 28, 2025

Waterstone Financial Boosts Q2 Profits

Waterstone Financial Boosts Q2 Profits

The Motley Fool • Jul 25, 2025

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Six Months Ended June 30, 2025

WAUWATOSA, Wis., July 22, 2025 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $7.7 million, or $0.43 per diluted share, for the quarter ended June 30, 2025 compared to $5.7 million, or $0.31 per diluted share, for the quarter ended June 30, 2024. Net income per diluted share was $0.59 for the six months ended June 30, 2025 compared to net income per diluted share of $0.47 for the six months ended June 30, 2024.

GlobeNewsWire • Jul 22, 2025

Zacks Initiates Coverage of Waterstone Financial With Neutral Recommendation

Find out why Zacks has assigned Waterstone Financial a "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore how strong capital levels, steady dividends, and banking stability are balanced by mortgage headwinds and regional concentration risks.

Zacks Investment Research • Jul 16, 2025

Waterstone Financial Announces Election of New Board Members

WAUWATOSA, Wis., July 09, 2025 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF) announced today that its Board of Directors has elected Molly Mulroy and Laura Piotrowski to serve on the Board of Directors of both WaterStone Bank and Waterstone Financial, effective July 22, 2025.

GlobeNewsWire • Jul 9, 2025