WSBF's Q4 Earnings Jump 57% Y/Y on Margin Expansion, Credit Gains

Waterstone Financial posts strong Q4 2025 results, with EPS up 57%, boosted by rising net interest income, loan yield expansion and a return to profitability in Mortgage Banking.

Zacks Investment Research • Feb 3, 2026

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Twelve Months Ended December 31, 2025

WAUWATOSA, Wisc., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $7.7 million, or $0.44 per diluted share, for the quarter ended December 31, 2025 compared to $5.2 million, or $0.28 per diluted share, for the quarter ended December 31, 2024. Net income totaled $7.9 million, or $0.45 per diluted share, for the quarter ended September 30, 2025. Net income per diluted share was $1.48 for the twelve months ended December 31, 2025 compared to net income per diluted share of $1.01 for the twelve months ended December 31, 2024.

GlobeNewsWire • Jan 28, 2026

Waterstone Financial Rises 22% in 6 Months: Should You Buy the Stock?

WSBF is advancing with loan growth, margin expansion, robust capital, cost efficiencies, strategic share repurchases and a focus on high-yield commercial real estate lending.

Zacks Investment Research • Jan 9, 2026

Waterstone Financial Declares Regular Quarterly Cash Dividend

WAUWATOSA, Wis., Dec. 18, 2025 (GLOBE NEWSWIRE) -- On December 18, 2025, the Board of Directors of Waterstone Financial, Inc. (NASDAQ: WSBF) declared a regular quarterly cash dividend of $0.15 per common share. The dividend is payable on February 2, 2026, to shareholders of record at the close of business on January 8, 2026.

GlobeNewsWire • Dec 18, 2025

The Phoenix Of Port Washington: Waterstone Financial's Sustainable Turnaround

Waterstone Financial (WSBF) has executed a successful turnaround, with both its banking and mortgage segments returning to growth and profitability. WSBF's dual-business model, disciplined expense management, and improved asset quality have driven a sharp rebound in earnings and efficiency ratios. Despite some uncertainty from declining interest rates, WSBF is well-positioned to benefit from sector tailwinds and continued operational improvements.

Seeking Alpha • Nov 4, 2025

WSBF's Q3 Earnings Soar 73% Y/Y on Higher Loan Yield, Stock up 5%

Waterstone Financial reports a 73% YoY surge in Q3 earnings, driven by higher loan yields, margin expansion, and steady asset quality despite lower mortgage originations and declining noninterest income.

Zacks Investment Research • Oct 29, 2025

Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Nine Months Ended September 30, 2025

WAUWATOSA, Wis., Oct. 23, 2025 (GLOBE NEWSWIRE) -- Waterstone Financial, Inc. (NASDAQ: WSBF), holding company for WaterStone Bank, reported net income of $7.9 million, or $0.45 per diluted share, for the quarter ended September 30, 2025 compared to $4.7 million, or $0.26 per diluted share, for the quarter ended September 30, 2024. Net income totaled $7.7 million, or $0.43 per diluted share, for the quarter ended June 30, 2025. Net income per diluted share was $1.04 for the nine months ended September 30, 2025 compared to net income per diluted share of $0.72 for the nine months ended September 30, 2024.

GlobeNewsWire • Oct 23, 2025

WSBF Upgraded to Outperform Amid Strong Mortgage Unit, Margin Expansion

Waterstone Financial's rating upgrade reflects a rebound in mortgage operations, expansion of banking margins, and shareholder returns.

Zacks Investment Research • Oct 7, 2025

Waterstone Financial's Q2 Earnings Up Y/Y on Community Bank Gains

WSBF posts strong Q2 earnings, driven by robust community banking results and share repurchases, offsetting weakness in mortgage income.

Zacks Investment Research • Jul 28, 2025

Waterstone Financial Boosts Q2 Profits

Waterstone Financial Boosts Q2 Profits

The Motley Fool • Jul 25, 2025