CACC Up on Q4 Earnings Beat Despite Y/Y Rise in Expenses, Provisions

Credit Acceptance shares climb after Q4 earnings beat, as revenue gains offset higher expenses and provisions.

Zacks Investment Research • Jan 30, 2026

Credit Acceptance Corporation (CACC) Q4 2025 Earnings Call Transcript

Credit Acceptance Corporation (CACC) Q4 2025 Earnings Call Transcript

Seeking Alpha • Jan 30, 2026

Credit Acceptance Announces Fourth Quarter 2025 Results

Southfield, Michigan, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidated net income of $122.0 million, or $10.99 per diluted share, for the three months ended December 31, 2025. Adjusted net income, a non-GAAP financial measure, for the three months ended December 31, 2025 was $126.0 million, or $11.35 per diluted share. The following table summarizes our financial results:

GlobeNewsWire • Jan 29, 2026

Credit Acceptance (CACC) Q4 Earnings Beat Estimates

Credit Acceptance (CACC) came out with quarterly earnings of $11.35 per share, beating the Zacks Consensus Estimate of $10.3 per share. This compares to earnings of $12.26 per share a year ago.

Zacks Investment Research • Jan 29, 2026

Credit Acceptance Announces Timing of Fourth Quarter 2025 Earnings Release and Webcast

Southfield, Michigan, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we expect to issue a news release with our fourth quarter 2025 earnings on Thursday, January 29, 2026, after the market closes. A webcast is scheduled for Thursday, January 29, 2026, at 5:00 p.m. Eastern Time to discuss fourth quarter 2025 earnings.

GlobeNewsWire • Jan 22, 2026

Credit Acceptance Announces Extension of $100.0 Million Asset-Backed Financing

Southfield, Michigan, Jan. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we have extended the $100.0 million asset-backed non-recourse secured financing that we entered into on January 29, 2021 (the “Financing”) and to which we refer as Term ABS 2021-1. Under the amendment effecting the extension, the date on which the Financing will cease to revolve has been extended from February 17, 2026 to January 18, 2028. The interest rate on borrowings under the Financing has been decreased from the Secured Overnight Financing Rate (“SOFR”) plus 220 basis points to SOFR plus 140 basis points.

GlobeNewsWire • Jan 15, 2026

Credit Acceptance Honored for the 11th Time as a Best Place to Work in IT by Computerworld

Southfield, Michigan, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the Best Places to Work in IT by Computerworld for the 11th year. Credit Acceptance ranked #2 among midsize companies, up six spots from last year. This award recognizes companies with comprehensive tech-led strategies that foster an inclusive, supportive, and growth-oriented workplace.

GlobeNewsWire • Dec 10, 2025

Credit Acceptance Named a 2025 Top Workplace in Michigan by the Detroit Free Press

Southfield, Michigan, Nov. 17, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2025 Top Workplace in Michigan by the Detroit Free Press, ranking #2 among large companies, the same as last year. This marks our 14th consecutive year earning this honor.

GlobeNewsWire • Nov 17, 2025

Credit Acceptance Announces Completion of $500.0 Million Asset-Backed Financing

Southfield, Michigan, Nov. 13, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today the completion of a $500.0 million asset-backed non-recourse secured financing (the “Financing”).  Pursuant to this transaction, we conveyed loans having a value of approximately $625.2 million to a wholly owned special purpose entity which will transfer the loans to a trust, which will issue three classes of notes:

GlobeNewsWire • Nov 13, 2025

CACC Q3 Earnings Beat Estimates on Higher Revenues, Lower Provisions

Credit Acceptance posts 11% y/y earnings jump in 3Q25 as higher revenues and lower credit loss provisions offset rising expenses.

Zacks Investment Research • Oct 31, 2025