SoFi Technologies: Growth Is Doing The Heavy Lifting, And I Am Buying The Setup

I rate SoFi Technologies a Strong Buy with a $23 price target, reflecting confidence in its transition to a diversified financial platform. The main growth drivers are lending and the Loan Platform Business, deeper Financial Services cross-buy, and incremental contributions from SoFi Plus, Tech Solutions, and newer products. Management raised 2026 guidance to $4.75–$4.85B in adjusted net revenue and $1.60B in adjusted EBITDA, emphasizing scaling fee-based and Technology Platform revenues.

Seeking Alpha • 9 hours ago

Here's Why SoFi Isn't Reaching All-Time Highs After a Record Quarter

SoFi (SOFI -1.57%) reported second-quarter earnings that handily beat expectations and showed record highs for revenue, profitability, members, and cross-buying. In this video, I'll discuss why this hasn't produced new highs in the stock.

The Motley Fool • Sep 7, 2026

SoFi Raised Its Revenue Guidance and the Stock Fell 10%. Here's What the Market Missed.

SoFi fell by nearly 10% after reporting record earnings in the second quarter. While SoFi raised its revenue guidance, its profit expectations remained unchanged.

The Motley Fool • Sep 5, 2026

SoFi Technologies Teams Up With Payward: Will SoFiUSD Gain Traction?

SOFI's Payward tie-up expands SoFiUSD's reach through Kraken while adding digital-asset liquidity and 24/7 dollar clearing.

Zacks Investment Research • Sep 4, 2026

SoFi Technologies, Inc. (SOFI) Declines More Than Market: Some Information for Investors

SoFi Technologies, Inc. (SOFI) concluded the recent trading session at $18.22, signifying a -1.57% move from its prior day's close.

Zacks Investment Research • Sep 4, 2026

SoFi, Payward Team up to Connect Banking and Crypto Markets — Stock Trending

SoFi Technologies Inc. (NASDAQ:SOFI) is trending after the company announced a strategic partnership with Payward on Thursday, connecting SoFi's banking infrastructure with Kraken's digital asset markets. Shares traded higher on the news on Thursday.

Benzinga • Sep 4, 2026

SoFi Just Posted Another Quarter of Fast Growth. What Has to Happen Next for the Stock to Follow?

SoFi's adjusted net revenue surged 40% year over year during the latest quarter. The company's personal loans accounted for 72% of its total originations in Q2.

The Motley Fool • Sep 3, 2026

Price Prediction: SoFi's Price Target For 2027 May Surprise Investors

SoFi shares have shed nearly a third of their value in 2026 even as the fintech keeps posting record numbers, and that gap between price and fundamentals points to a scenario Wall Street has not fully priced in yet.

24/7 Wall Street • Sep 3, 2026

SoFi and Payward Partner to Connect Banking and Digital Asset Markets

SAN FRANCISCO & CHEYENNE, Wyo.--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, and Payward, a unified financial infrastructure platform, today announced a strategic partnership designed to enhance banking, payments, liquidity, and digital asset markets. Through the partnership, Payward will leverage SoFi's Big Business Banking capabilities, join the SoFi Exchange Network (SEN) and list SoFiUSD on its multi-asset trading platform. SoFi.

Business Wire • Sep 3, 2026

SoFi Technologies: Shares Are Flat So I'm Accumulating More

SoFi Technologies remains a Strong Buy, with robust member growth, accelerating cross-sell, and sector-leading revenue expansion justifying a premium valuation. SOFI's cross-selling strategy has driven product-per-member to a record 1.54x, with new customers adopting over two products on average, enhancing ARPU and operating leverage. Updated projections see SOFI reaching $10B in revenue and $1.42 EPS by 2030, supporting a $28.5–$34.2 price target and 67–100% upside from current levels.

Seeking Alpha • Sep 3, 2026