Independent Bank Corporation (IBCP) Q4 2025 Earnings Call Transcript

Independent Bank Corporation (IBCP) Q4 2025 Earnings Call Transcript

Seeking Alpha • Jan 22, 2026

Independent Bank Corporation Reports Fourth Quarter Earnings Of $0.89 Per Diluted Share; Board Authorizes 5% Stock Repurchase Plan

GRAND RAPIDS, Mich., Jan. 22, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP) reported fourth quarter 2025 net income of $18.6 million, or $0.89 per diluted share, versus net income of $18.5 million, or $0.87 per diluted share, in the prior-year period. For the year ended December 31, 2025, the Company reported net income of $68.5 million, or $3.27 per diluted share, compared to net income of $66.8 million, or $3.16 per diluted share, in 2024.

GlobeNewsWire • Jan 22, 2026

Compared to Estimates, Independent Bank (IBCP) Q4 Earnings: A Look at Key Metrics

The headline numbers for Independent Bank (IBCP) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research • Jan 22, 2026

Exploring Analyst Estimates for Independent Bank (IBCP) Q4 Earnings, Beyond Revenue and EPS

Get a deeper insight into the potential performance of Independent Bank (IBCP) for the quarter ended December 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.

Zacks Investment Research • Jan 21, 2026

Independent Bank Corporation Announces 7.7% Increase in Quarterly Cash Dividend on Common Stock

GRAND RAPIDS, Mich., Jan. 16, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that today its Board of Directors declared a quarterly cash dividend on its common stock of $0.28 per share. This dividend is payable on February 13, 2026, to shareholders of record on February 3, 2026.

GlobeNewsWire • Jan 16, 2026

Independent Bank Corporation Announces Appointment of Michael J. Stodolak as Executive Vice President Retail Banking following the Retirement of Russ Daniel

GRAND RAPIDS, Mich., Jan. 02, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it has promoted Mike Stodolak to Executive Vice President, Retail Banking. Most recently, Mr. Stodolak was the Senior Vice President, Market President at Independent Bank. The Bank also announced the upcoming retirement of current Executive Vice President, Retail Banking, Russ Daniel.

GlobeNewsWire • Jan 2, 2026

Independent Bank Corporation Appoints Michael G. Wooldridge To Its Board of Directors

GRAND RAPIDS, Mich., Dec. 19, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that its Board of Directors has appointed Michael G. Wooldridge to the boards of the Corporation and the Bank. Mr. Wooldridge was formerly a partner with the Varnum law firm where he concentrated on corporate governance, securities, and mergers & acquisitions, representing publicly traded clients on governance and securities compliance and advising on venture capital transactions. He has led numerous public equity and debt offerings for financial services and manufacturing companies and regularly counsels officers and directors on executive compensation, corporate structure, and governance matters.

GlobeNewsWire • Dec 19, 2025

Independent Bank Corporation Announces the Adoption of its 2026 Share Repurchase Plan

GRAND RAPIDS, Mich., Dec. 16, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that its Board of Directors authorized a 2026 share repurchase plan on December 16, 2025. Under the terms of the 2026 share repurchase plan, the Company is authorized to buy back up to 1,100,000 shares, representing approximately 5% of its common stock. The 2026 share repurchase plan is authorized to last through December 31, 2026.

GlobeNewsWire • Dec 16, 2025

Independent Bank Corporation (IBCP) Q3 2025 Earnings Call Transcript

Independent Bank Corporation (NASDAQ:IBCP ) Q3 2025 Earnings Call October 28, 2025 11:00 AM EDT Company Participants William Kessel - President, CEO & Director Joel Rahn - Executive VP of Commercial Lending & Chief Lending Officer Gavin Mohr - CFO, Executive VP, Treasurer & Corporate Secretary Conference Call Participants Brendan Nosal - Hovde Group, LLC, Research Division Nathan Race - Piper Sandler & Co., Research Division Peter Winter - D.A. Davidson & Co., Research Division Presentation Operator Hello, everyone, and welcome to the Independent Bank Corporation Reports 2025 Third Quarter Results.

Seeking Alpha • Oct 28, 2025

Independent Bank Corporation Reports 2025 Third Quarter Results

Third Quarter Highlights Highlights for the third quarter of 2025 include: Increase in net interest income of $0.7 million (or 1.7%) over the second quarter of 2025; Increase in tangible common equity per share of common stock of $1.06 (or 20.0% annualized) from June 30, 2025; Net growth in total deposits, less brokered time deposits of $148.2 million (or 13.0% annualized) from June 30, 2025; Net growth in loans of $33.9 million (or 3.2% annualized) from June 30, 2025; and The payment of a 26 cent per share dividend on common stock on August 15, 2025. GRAND RAPIDS, Mich.

GlobeNewsWire • Oct 28, 2025