SoFi Isn't the Only Digital Banking Stock Available in the Market. This Fintech Stock Trades at a Fraction of the Valuation and Is Growing Earnings Fast.

SoFi Technologies is a digital bank that aims to serve consumers' many financial needs in one place. The company's largest business is personal lending.

The Motley Fool • Feb 15, 2026

Down 24% in 4 Weeks, Here's Why LendingClub (LC) Looks Ripe for a Turnaround

The heavy selling pressure might have exhausted for LendingClub (LC) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.

Zacks Investment Research • Feb 6, 2026

LendingClub (LC) Upgraded to Strong Buy: Here's Why

LendingClub (LC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Zacks Investment Research • Feb 3, 2026

New Strong Buy Stocks for February 3rd

UCB, CX, TCBI, LC and KC have been added to the Zacks Rank #1 (Strong Buy) List on February 3, 2026.

Zacks Investment Research • Feb 3, 2026

Why This Fintech Stock's Pullback Makes It one of the Best Buys in the Market

LendingClub pulled back 16% following its Q4 earnings report. However, concerns over the current quarter's guidance seem short sighted and nitpicky.

The Motley Fool • Feb 1, 2026

Why Shares of LendingClub Are Sinking Today

LendingClub reported fourth-quarter 2025 earnings results after the market closed yesterday. The company reported earnings and revenue results, as well as forward guidance that came in ahead of Wall Street consensus estimates.

The Motley Fool • Jan 29, 2026

LendingClub: Irrational Earnings Sell Off

LendingClub reported a strong Q4 with the stock dipping to irrational disappointments on growth rates. The fintech reported Q4 loan originations grew 40% year-over-year to $2.6B and 2026 guidance of $11.6–$12.6B originations for 26% growth. The shift to fair value accounting pulls earnings forward, with 2026 EPS guided to $1.65–$1.80, up ~50% YoY.

Seeking Alpha • Jan 29, 2026

LendingClub: Originations Strength At A Modest P/E

LendingClub offers accelerating loan growth and expanding net interest margins, defying rate pressures and delivering strong EPS at low P/E multiples. LC trades at just 11.4x P/E, with organic growth metrics trending above 20% y/y, making it a compelling value in a volatile market. The company guides for 21-31% y/y origination growth and 42-55% y/y pro forma EPS growth for FY26, supported by robust credit metrics.

Seeking Alpha • Jan 29, 2026

LendingClub Grows LevelUp Base as Loan Originations Rise

LendingClub closed the quarter with a sharp increase in lending activity as management pointed Wednesday night (Jan. 28) to increased traction in its LevelUp products. Loan originations rose 40% year over year to $2.6 billion, with all product lines contributing, according to earnings material.

PYMNTS • Jan 29, 2026

LendingClub Corporation (LC) Q4 2025 Earnings Call Transcript

LendingClub Corporation (LC) Q4 2025 Earnings Call Transcript

Seeking Alpha • Jan 29, 2026