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Mercury General Corporation (MCY)

$83.81

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Key data on MCY

Market cap

$4.64B

EPS

9.77

P/E ratio

10.9

Price to sales

0.82

Dividend yield

1.515%

Beta

0.937491

Price on MCY

Previous close

$86.44

Today's open

$86.62

Day's range

$83.50 - $86.62

52 week range

$47.06 - $100.06

Profile about MCY

CEO

Gabriel Tirador

Employees

4200

Headquarters

Los Angeles, CA

Exchange

New York Stock Exchange

Shares outstanding

55388627

Issue type

Common Stock

MCY industries and sectors

Finance

Insurance

News on MCY

Mercury Insurance Named as a Top Customer Service Provider in Financial Services for 2026 by USA TODAY

Mercury joins nationally recognized financial services brands, such as American Express and Capital One in USA Today's ranking. LOS ANGELES, Feb. 24, 2026 /PRNewswire/ -- Mercury Insurance (NYSE/NYSE Texas: MCY) has earned a spot on USA Today's inaugural list of America's Best Customer Service providers in Financial Services for 2026, recognizing companies that consistently deliver high-quality customer experiences across the financial services landscape.

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PRNewsWire • 10 hours ago

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AM Best Revises Outlooks to Stable and Affirms Credit Ratings of Mercury General Corporation and Its Subsidiaries

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has revised the outlooks to stable from negative and affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a” (Excellent) for the members of Mercury Casualty Group (Mercury). Concurrently, AM Best has revised the outlook to stable from negative and affirmed the Long-Term ICR of “bbb” (Good) of the organization's publicly traded ultimate parent, Mercury General Corporation (MGC) (Los Angeles, CA.

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Business Wire • 8 hours ago

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2,800 Teen Deaths. 3x the Risk.

Federal data shows drivers 16-19 are nearly three times more likely to be in a fatal crash – preparation, and protection matter. LOS ANGELES, Feb. 19, 2026 /PRNewswire/ -- The driver's license photo may be slightly awkward, but the milestone is unforgettable.

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PRNewsWire • Feb 19, 2026

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Mercury General Q4 Earnings Beat Estimates on Strong Premium Growth

MCY tops Q4 estimates as premiums rise, investment income jumps and catastrophe losses fall, driving a 32% profit surge, while revenues are up 7% and the combined ratio improves.

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Zacks Investment Research • Feb 18, 2026

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Mercury General Corporation Announces Fourth Quarter and Fiscal 2025 Results and Declares Quarterly Dividend

LOS ANGELES, Feb. 17, 2026 /PRNewswire/ -- Mercury General Corporation (NYSE: MCY) reported today the fourth quarter and fiscal 2025 results: Consolidated Highlights Three Months Ended December 31, Change Twelve Months Ended December 31, Change 2025 2024 $ % 2025 2024 $ % (000's except per-share amounts and ratios) Net premiums earned (2) $  1,445,404 $  1,352,101 $     93,303 6.9 % $  5,505,613 $  5,075,456 $  430,157 8.5 % Net premiums written (1) (2) $  1,427,731 $  1,314,933 $   112,798 8.6 % $  5,721,778 $  5,378,310 $  343,468 6.4 % Direct premiums written (1) $  1,490,371 $  1,346,718 $   143,653 10.7 % $  5,982,537 $  5,500,835 $  481,702 8.8 % Net realized investment gains (losses), net of tax (3) $             92 $     (52,823) $     52,915 NM $     103,781 $      70,050 $    33,731 48.2 % Net income $    202,547 $    101,068 $   101,479 100.4 % $     541,094 $    467,953 $    73,141 15.6 % Net income per diluted share $          3.66 $          1.82 $         1.84 101.1 % $           9.77 $          8.45 $        1.32 15.6 % Operating income (1) $   202,455 $   153,891 $     48,564 31.6 % $    437,313 $    397,903 $    39,410 9.9 % Operating income per diluted share (1) $         3.66 $         2.78 $         0.88 31.7 % $          7.90 $          7.19 $        0.71 9.9 % Catastrophe losses net of reinsurance (4) $     19,000 $     41,000 $    (22,000) (53.7) % $    508,000 $    277,000 $  231,000 83.4 % Combined ratio (5) 88.6 % 91.4 % —    (2.8) pts 96.3 % 96.0 % —       0.3 pts NM = Not Meaningful (1) These measures are not based on U.S. generally accepted accounting principles ("GAAP"), are defined in "Information Regarding GAAP and Non-GAAP Measures" and are reconciled to the most directly comparable GAAP measures in "Supplemental Schedules." (2) Both net premiums earned and net premiums written for the twelve months ended December 31, 2025 include $101 million of increased ceded premiums due to the reinstatement premiums paid and recorded in the first half of 2025 to reinstate the fully exhausted reinsurance coverage layers of the Company's catastrophe reinsurance treaty ending June 30, 2025 following the Palisades and Eaton wildfires in January 2025.

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PRNewsWire • Feb 17, 2026

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Mercury General (MCY) Beats Q4 Earnings and Revenue Estimates

Mercury General (MCY) came out with quarterly earnings of $3.66 per share, beating the Zacks Consensus Estimate of $2.56 per share. This compares to earnings of $2.78 per share a year ago.

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Zacks Investment Research • Feb 17, 2026

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Skipping Late-Winter Home Maintenance Can Cost Homeowners Thousands, Mercury Insurance Warns

Targeted maintenance steps can help homeowners limit unexpected repair expenses LOS ANGELES, Feb. 17, 2026 /PRNewswire/ -- As winter winds down, Mercury Insurance (NYSE/NYSE Texas: MCY) is encouraging homeowners to take advantage of late winter to tackle small maintenance projects that can help prevent thousands of dollars in avoidable repair costs once spring arrives. Addressing minor issues now can reduce the risk of larger, more expensive damage later in the year.

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PRNewsWire • Feb 17, 2026

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Presidents' Day Road Trips Offer a Chance to Explore America's History -- One Mile at a Time

From historic homes to scenic highways, long-weekend travel blends tradition, discovery and smart preparation LOS ANGELES, Feb. 12, 2026 /PRNewswire/ -- Presidents' Day weekend has long marked one of the first major travel periods of the year, and Mercury Insurance (NYSE/NYSE Texas: MCY) encourages drivers to take advantage of the extra day to explore destinations rooted in American history. From presidential landmarks and early founding sites to scenic highways shaped during pivotal moments in the nation's growth, the holiday offers a meaningful opportunity to reflect on the past — while preparing for the road ahead.

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PRNewsWire • Feb 12, 2026

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Valentine's Day Jewelry Spending Tops $6 Billion - But Many Gifts May Be Underinsured

As jewelry spending surges, Mercury Insurance warns many high-value gifts may exceed standard coverage limits LOS ANGELES, Feb. 10, 2026 /PRNewswire/ -- Valentine's Day is one of the most popular times of year for gifting fine jewelry and other high-value items, from engagement rings and watches to heirloom pieces meant to last a lifetime. According to the National Retail Federation, Americans are expected to spend more than $6 billion on jewelry for Valentine's Day alone, making it the holiday's highest-spend gift category year after year.

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PRNewsWire • Feb 10, 2026

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Life Changes Fast; Homeowners Coverage Should Keep Pace

Mercury Insurance encourages families to review policies as homes and households evolve LOS ANGELES, Feb. 5, 2026 /PRNewswire/ -- From moving into a new home to planning a renovation or welcoming a new driver into the household, major life changes often come with long to-do lists.

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PRNewsWire • Feb 5, 2026

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