How to Play Pagaya Stock as It Remains Resilient Through Cycles?

PGY's AI-driven, cycle-resilient model, rising volumes and capital flexibility underpin its strong 2025 momentum and attract investor interest.

Zacks Investment Research • Dec 10, 2025

Pagaya Announces New $500 Million Personal Loan ABS Transaction, Underscoring Strong Demand

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of PAID 2025-8, a $500 million asset-backed securitization (ABS) backed by consumer loans originated on the Pagaya network. The AAA-rated transaction brings Pagaya's total amount raised via ABS to fund personal loans year-to-date to approximately $5.4 billion. This is the eighth.

Business Wire • Dec 10, 2025

Surging Earnings Estimates Signal Upside for Pagaya Technologies Ltd. (PGY) Stock

Pagaya Technologies Ltd. (PGY) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Zacks Investment Research • Dec 5, 2025

Wall Street Analysts See a 63.99% Upside in Pagaya Technologies Ltd. (PGY): Can the Stock Really Move This High?

The average of price targets set by Wall Street analysts indicates a potential upside of 64% in Pagaya Technologies Ltd. (PGY). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.

Zacks Investment Research • Dec 5, 2025

Pagaya Closes $400 Million RPM 2025-6 Auto ABS Transaction; Reaches Record Annual ABS Issuance YTD

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies LTD. (NASDAQ: PGY) ("Pagaya" or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of RPM 2025-6, a $400 million auto asset-backed securitization (ABS). The transaction marks another successful execution in Pagaya's repeatable Auto ABS program, underscoring the Company's ability to deliver consistent, high-quality assets to its investors. “RPM 2025-6 was priced.

Business Wire • Dec 3, 2025

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--KBRA assigns preliminary ratings to 15 classes of notes issued by Pagaya AI Debt Grantor Trust 2025-8 & Pagaya AI Debt Trust 2025-8 (collectively “PAID 2025-8”), an unsecured consumer loan ABS transaction. PAID 2025-8 has initial hard credit enhancement levels of 83.40% for the Class A-1 Notes to 1.83% for the Class F Notes. Credit enhancement is comprised of overcollateralization, subordination (except for the Class F Notes), cash reserve accounts funded at closi.

Business Wire • Dec 2, 2025

Pagaya to Participate in Upcoming December Investor Conferences

NEW YORK--(BUSINESS WIRE)--Pagaya Technologies Ltd. (“Pagaya” or the “Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced that the Company's management team will participate in the following investor conferences: UBS Technology Conference Date: December 3-4, 2025 Location: Scottsdale, AZ Jefferies Specialty Finance Crossover Conference Date: December 11, 2025 Location: New York, NY About Pagaya Pagaya (NASDAQ: PGY) is a glob.

Business Wire • Nov 26, 2025

PGY vs. UPST: Which AI Credit Platform Has Stronger Growth Setup?

Pagaya's capital-light model, expanding AI lending reach and stronger valuation set the stage for a compelling long-term growth outlook.

Zacks Investment Research • Nov 25, 2025

PGY's Network Volume Grows So Far in 2025: Will the Trend Continue?

Pagaya's expanding lending verticals and improving credit trends power strong network volume growth toward its 2025 target.

Zacks Investment Research • Nov 24, 2025

Pagaya: Its Operating Results Are Stellar: Its Stock Price Less So!

Pagaya (PGY) reported a strong quarter with robust outlook, yet shares remain deeply undervalued due to market sentiment and a 13 G/A filing that I believe to be misinterpreted. PGY's business model leverages AI for 'second look' sub-prime lending, with expanding partnerships, multi-product growth, and improving credit performance. Valuation is compelling: EV/S of 1.4x, P/E just greater than 5x, and projected 27% revenue growth, while operational efficiency and free cash flow are rising.

Seeking Alpha • Nov 21, 2025