SmartFinancial Approves Regular Quarterly Cash Dividend and Announces Share Repurchase Program

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on January 29, 2026, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on March 2, 2026, to shareholders of record as of the close of business on February 13, 2026. The Board also authorized a stock repurchase plan (the “2026 Repurchase Plan”), pursuant to which SmartFinancial.

Business Wire • Jan 30, 2026

SmarFinancial (SMBK) Moves to Buy: Rationale Behind the Upgrade

SmarFinancial (SMBK) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Zacks Investment Research • Jan 23, 2026

SmartFinancial, Inc. (SMBK) Q4 2025 Earnings Call Transcript

SmartFinancial, Inc. (SMBK) Q4 2025 Earnings Call Transcript

Seeking Alpha • Jan 21, 2026

SmartFinancial Announces Results for the Fourth Quarter 2025

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the fourth quarter of 2025, compared to net income of $9.6 million, or $0.57 per diluted common share, for the fourth quarter of 2024, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share. Operating earnings1, which excludes non-recurring income and expenses, net of tax.

Business Wire • Jan 20, 2026

Insights Into SmarFinancial (SMBK) Q4: Wall Street Projections for Key Metrics

Get a deeper insight into the potential performance of SmarFinancial (SMBK) for the quarter ended December 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.

Zacks Investment Research • Jan 14, 2026

SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the Fourth Quarter of 2025. SmartFinancial plans to issue its earnings release for the fourth quarter of 2025 on Tuesday January 20, 2026, after market close, and will host a conference call on Wednesday, January 21, 2026, at 10:00 a.m. ET. To access this interactive teleconference, dial (833) 470-1428 or (646) 844-6383 and enter the access code, 680807. A.

Business Wire • Jan 5, 2026

SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (NYSE: SMBK) (“SmartFinancial”) announced today that it has extended its registered exchange offer to exchange up to $100.0 million aggregate principal amount of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035 that have been registered under the Securities Act of 1933, as amended, for any and all outstanding unregistered 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035, which were issued in a private placement on August 20.

Business Wire • Jan 5, 2026

SmartFinancial Approves Regular Quarterly Cash Dividend

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on October 31, 2025, the board of directors of SmartFinancial declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock payable on December 2, 2025, to shareholders of record as of the close of business on November 17, 2025. About SmartFinancial, Inc. SmartFinancial, Inc., based in Knoxville, Tennessee, is the publicly-traded bank h.

Business Wire • Nov 3, 2025

SmartFinancial, Inc. (SMBK) Q3 2025 Earnings Call Transcript

SmartFinancial, Inc. (NYSE:SMBK ) Q3 2025 Earnings Call October 22, 2025 10:00 AM EDT Company Participants Nathan Strall - Head of Investor Relations William Carroll - President, CEO & Director Ronald Gorczynski - Executive VP & CFO Wesley Welborn Conference Call Participants Brett Rabatin - Hovde Group, LLC, Research Division Russell Elliott Gunther - Stephens Inc., Research Division Catherine Mealor - Keefe, Bruyette, & Woods, Inc., Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Stephen Scouten - Piper Sandler & Co., Research Division Presentation Operator Hello, everyone, and welcome to the SmartFinancial Third Quarter 2025 Earnings Release and Conference Call. My name is Ezra, and I will be your coordinator today.

Seeking Alpha • Oct 22, 2025

SmartFinancial Announces Results for the Third Quarter 2025

KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the third quarter of 2025, compared to net income of $9.1 million, or $0.54 per diluted common share, for the third quarter of 2024, and compared to prior quarter net income of $11.7 million, or $0.69 per diluted common share. Operating earnings1, which excludes non-recurring income and expenses, net of tax a.

Business Wire • Oct 21, 2025