Upstart: A Directional Bet On Falling Rates

Upstart delivered a decent Q4, beating estimates with a record $3.2B transaction volume and 35% year-over-year revenue growth. UPST is poised to benefit from expected 2026 federal fund rate cuts, supporting further origination and revenue acceleration. The bullish investment thesis is reinforced by strong revenue guidance for FY 2026.

Seeking Alpha • Feb 14, 2026

Why Upstart Stock Is Down More Than 13% Today

Technically speaking, Upstart fell short of some quarterly estimates. On balance, however, most of the comparisons and the guidance the company is still offering are bullish.

The Motley Fool • Feb 11, 2026

Upstart Stock Gaps Lower After Earnings Whiff

Upstart Holdings Inc (NASDAQ:UPST) shares are 15.6% lower to trade at $32.88 at last glance, after the fintech company  reported adjusted fourth-quarter earnings of 46 cents per share, short of the 47 cent estimates.

Schaeffers Research • Feb 11, 2026

Upstart Stock Climbs After Q4 Earnings: Here's Why

Upstart Holdings, Inc. (NASDAQ: UPST) stock climbed in Tuesday's extended trading after the company released its fourth-quarter earnings report, beating estimates on the top and bottom lines.

Benzinga • Feb 10, 2026

Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript

Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript

Seeking Alpha • Feb 10, 2026

Upstart Announces Fourth Quarter and Full Year 2025 Results

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Fourth Quarter and Full Year 2025 Results.

Business Wire • Feb 10, 2026

Upstart Holdings, Inc. (UPST) Misses Q4 Earnings Estimates

Upstart Holdings, Inc. (UPST) came out with quarterly earnings of $0.46 per share, missing the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.26 per share a year ago.

Zacks Investment Research • Feb 10, 2026

Upstart (UPST) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Upstart (UPST) give insight into how the company performed in the quarter ended December 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research • Feb 11, 2026

Upstart Announces Leadership Evolution

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Leadership Evolution.

Business Wire • Feb 10, 2026

Upstart Publishes Monthly Origination Volumes

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Publishes Monthly Origination Volumes.

Business Wire • Feb 10, 2026