Better Fintech Stock: Chime Financial vs. Upstart

Chime provides fee-free banking services for underserved customers. Upstart's AI lending platform helps its partners reach more borrowers.

The Motley Fool • Dec 12, 2025

Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock

Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.

Zacks Investment Research • Dec 10, 2025

10 AI Stocks Worth Buying Right Now

Artificial intelligence (AI) will reshape industries for decades, making early positioning in focused AI players critical. Smaller AI companies often offer more upside than megacaps that have already priced in the boom.

The Motley Fool • Dec 4, 2025

Upstart: Improving Fundamentals And A Still Discounted Price

Upstart is rated a BUY due to strong execution, AI-driven loan automation, and compelling forward valuation multiples after a significant share price decline. UPST's Q3 saw 80% YoY transaction volume growth, 128% increase in loans approved, and positive operating income, highlighting robust operating leverage and profitability momentum. The company has secured long-term funding agreements, including a $1.5B deal with Castlelake which stabilizes Upstart's business and supports continued growth despite potential macroeconomic headwinds.

Seeking Alpha • Dec 3, 2025

Upstart: Beware The Issues In The Auto Loan Kitchen

Initiate coverage on Upstart Holdings, with a hold rating. Q3 showed Upstart's model can scale profitably, but macro and credit headlines can quickly cap loan originations and pressure guidance. Q3 delivered strong growth (originations $2.9B, +80% YoY; revenue $277.0M, +71% YoY), yet still missed Street revenue and originations expectations. Macroeconomic stress, tightening lending models, and recent private credit bankruptcies (especially in auto loans) raise concerns about sustaining growth and guidance.

Seeking Alpha • Dec 2, 2025

1 Intriguing Artificial Intelligence (AI) Stock That Could Soar by Up to 91%, According to Wall Street

Upstart developed an artificial intelligence (AI)-powered algorithm that analyzes over 2,500 data points to determine the creditworthiness of potential borrowers. Upstart stock is down 35% this year amid concerns about the financial health of consumers, despite the company's surging revenue.

The Motley Fool • Nov 30, 2025

My 2 Favorite Stocks to Buy Now

It's unclear where the market goes from here, but investors should take advantage of bargains while they're available. Figma has been on a roller coaster since going public, but it's making the right moves to drive long-term growth.

The Motley Fool • Nov 28, 2025

Is Trending Stock Upstart Holdings, Inc. (UPST) a Buy Now?

Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.

Zacks Investment Research • Nov 26, 2025

PGY vs. UPST: Which AI Credit Platform Has Stronger Growth Setup?

Pagaya's capital-light model, expanding AI lending reach and stronger valuation set the stage for a compelling long-term growth outlook.

Zacks Investment Research • Nov 25, 2025

Upstart's AI Lending: Can Its Underwriting Model Stay Ahead?

UPST adjusts its AI underwriting as rising risk trims conversions, with new calibration tools aimed at steadier approvals and broader loan expansion.

Zacks Investment Research • Nov 21, 2025