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X Financial American Depositary Shares each representing six Class A (XYF)

$4.80

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Key data on XYF

Market cap

$202605091

EPS

3.36

P/E ratio

1

Price to sales

0.35

Dividend yield

11.667%

Beta

0.460612

Price on XYF

Previous close

$4.96

Today's open

$4.98

Day's range

$4.78 - $4.98

52 week range

$4.78 - $20.36

Profile about XYF

CEO

Yue Tang

Employees

563

Headquarters

Shenzhen,

Exchange

New York Stock Exchange

Shares outstanding

42209394

Issue type

American Depository Receipt

XYF industries and sectors

Finance

Credit Finance

News on XYF

Top 3 Financial Stocks That Could Blast Off This Month

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

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Benzinga • Dec 17, 2025

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X Financial (XYF) Q3 2025 Earnings Call Transcript

X Financial ( XYF ) Q3 2025 Earnings Call November 21, 2025 8:30 AM EST Company Participants Victoria Yu Kan Li - President & Director Noah Kauffman Fuya Zheng - Chief Financial Officer Presentation Operator Hello, and welcome to the X Financial Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.

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Seeking Alpha • Nov 21, 2025

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X Financial (NYSE: XYF) Reports Q3 2025 Results: Revenue +23.9% YoY, Sequential Decline Amid Rising Credit Costs and Moderating Borrower Activity

SHENZHEN, China , Nov. 20, 2025 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the third quarter ended September 30, 2025. Q3 2025 Highlights Total net revenue reached $275.5 million (RMB1,961.0 million), up 23.9% year-over-year, but down 13.7% quarter-over-quarter, reflecting moderating borrower activity and a more cautious lending environment.

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PRNewsWire • Nov 20, 2025

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X Financial to Hold Annual General Meeting on December 18, 2025

SHENZHEN, China , Nov. 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2025 annual general meeting of shareholders at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen 518067, China on December 18, 2025, at 10:00 a.m.

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PRNewsWire • Nov 18, 2025

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X Financial to Report Third Quarter 2025 Financial Results on November 21, 2025

SHENZHEN, China , Nov. 11, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the third quarter ended September 30, 2025, before the open of U.S. markets on Friday, November 21, 2025. X Financial's management team will host an earnings conference call at 8:30 AM U.S. Eastern Time on Friday, November 21, 2025 (9:30 PM Beijing / Hong Kong Time on the same day).

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PRNewsWire • Nov 11, 2025

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X Financial: The Most Likely Path Forward Is Still Pointing Higher

XYF has lost steam after rallying earlier in the year, but the charts suggest now could be a good time to get in after the decline of recent months. Intervention by financial regulators hit fintech players like XYF, but the impact does not necessarily have to refrain investors from staying bullish. Earnings growth surged in recent quarters, but coming quarters are likely to show reduced earnings with the need to temper loan volume.

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Seeking Alpha • Oct 20, 2025

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X Financial (XYF) Q2 2025 Earnings Call Transcript

X Financial (NYSE:XYF ) Q2 2025 Earnings Conference Call August 19, 2025 8:30 AM ET Company Participants Fuya Zheng - Chief Financial Officer Kan Li - President & Director Noah Kauffman - Chief Financial Strategy Officer Victoria Yu - Corporate Participant Conference Call Participants Operator Hello, and welcome to the X Financial Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.

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Seeking Alpha • Aug 19, 2025

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X Financial (NYSE: XYF) Reports Q2 2025 Results: Revenue +66%, Record Loan Originations, Improved Asset Quality

SHENZHEN, China , Aug. 18, 2025 /PRNewswire/ -- X Financial (NYSE: XYF), a leading Chinese fintech platform, today announced its unaudited financial results for the second quarter ended June 30, 2025. Q2 2025 Highlights Total net revenue reached $317.3 million  (RMB2,273.1 million), up 65.6% year-over-year ("YoY"), driven by robust loan facilitation growth and healthy platform activity.

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PRNewsWire • Aug 18, 2025

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X Financial to Report Second Quarter 2025 Financial Results on August 19, 2025

SHENZHEN, China , Aug. 8, 2025 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the second quarter ended June 30, 2025, before the open of U.S. markets on Tuesday, August 19, 2025. X Financial's management team will host an earnings conference call at 8:30 AM U.S. Eastern Time on Tuesday, August 19, 2025 (8:30 PM Beijing / Hong Kong Time on the same day).

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PRNewsWire • Aug 8, 2025

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Stock Picks From Seeking Alpha's July 2025 New Analysts

In July, Seeking Alpha welcomed 44 new analysts. This article introduces them and showcases some of their top picks. Analysts provided ratings from Strong Sell to Strong Buy, with detailed justifications based on market trends, company fundamentals, and sector-specific challenges. Key investment theses include bearish views on Netflix, Wayfair, and Capri Holdings, while our analysts were bullish on Bristol Myers Squibb, Kohl's, UnitedHealth Group, and TSMC.

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Seeking Alpha • Aug 6, 2025

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